Do not short change yourself with an insurance settlement that does not take into account reimbursement for all of the components due to you, including compensation for pain and suffering.
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Why should you retain the Bayda Ludwar Law Firm to assist you in your motor vehicle accident injury claim?

  1. It is easier for Bayda Ludwar Law Firm to negotiate on your behalf with respect to settlement than it is for you to negotiate on your own behalf. People generally have a difficult time negotiating matters dealing with money on their own behalf and it is much easier and less stressful for someone else to look after that.
  2. Bayda Ludwar Law Firm will ensure that you appreciate the importance of following all medical advice and continuing to see a doctor and doing all things necessary to resolve your injuries and maximize your cash settlement.
  3. Bayda Ludwar Law Firm will handle all communications with the Defendant insurance company and know exactly what they know. This makes it easier to negotiate a higher settlement.
  4. Clients generally do not know what a fair settlement is. Often times, insurance companies take advantage of that in trying to low-ball the value of the claim. Bayda Ludwar Law Firm knows what a fair settlement is and will ensure that you obtain the highest settlement possible.
  5. Bayda Ludwar Law Firm will refer you to appropriate specialists if and when an independent medical evaluation is required.
  6. Bayda Ludwar Law Firm will check the previous testimony of any doctor that the insurance company wants you to see for an independent medical examination. Some medical practitioners are biased in favour of insurance companies and it is important to know that prior to attending the independent medical examination.
  7. Bayda Ludwar Law Firm will ensure that your claim is not settled prematurely. If a Statement of Claim has to be issued, our responsibility is to see that it is issued within the required time period and that the proper parties are served with the claim. That way, there is no obligation or requirement to settle the file prematurely.
  8. There may be other matters which you may be entitled to be compensated for, including possible future lost wages, future medical expenses, pain and suffering, loss of homemaking ability, etc. You may not know all the items that you are entitled to be compensated for. We know how to maximize your settlement.
  9. The only clout that is available against a liability insurer is to take them to court. Bayda Ludwar Law Firm can ensure that all evidence is preserved and the file is documented so that in the event settlement is not possible, there is adequate and sufficient evidence to take the matter to trial.
  10. Bayda Ludwar Law Firm has developed a professional working relationship with many insurance adjusters. This smooths the road to settlement of your claim.
  11. You can hire Bayda Ludwar Law Firm to represent you and be able to rely on our skill and experience to obtain a settlement large enough to pay all bills arising from the accident and put money in your pocket to compensate you for your lost wages, inconvenience, pain and suffering, etc..
  12. The adjuster for the insurance company has an obligation to his employer to try to minimize your claim against the driver at fault for the accident. He may be nice to you, but his job is to maximize the insurance company's profit. It is an adversarial system despite how nice the insurance adjuster for the party at fault may be. The following are links to cases and articles that show that the insurance adjuster's job is to protect his company interests, not to protect your interests:
  13. Large multi-million dollar insurance coporations use lawyers to protect their interests; these lawyers often only do defense work for the insurance companies building up a formidable expertise and knowledge of the process and of the medical profession which they then use against you. This may be the only time in your life when you will be dealing with an injury claim and you cannot develop the expertise to handle it properly for only one claim.
  14. When an insurance adjuster offers you an unfair, sub-standard amount of money for your damages, injuries, pain and suffering, you have no negotiating strength. If they respond with "Take it or leave it," what do you do then? Bayda Ludwar Law Firm knows exactly what to do - Bayda Ludwar Law Firm sues, and lets a court decide what is fair and reasonable. The only leverage you have against an insurance company is to take the party at fault for the accident to court. Without a lawyer involved you have no leverage to use against the insurance company.
  15. Bayda Ludwar Law Firm has computer access to all decided Canadian decisions which may impact on your claim. All relevant cases can be quickly and easily located. This access includes all recent reported Queen's Bench, Court of Appeal and Supreme Court of Canada decisions and all legislation.

The bottom line is this the Bayda Ludwar Law Firm can get you a better settlement than you can get by yourself. Phone today for a free, no obligation, consultation.